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   Welcome to the AADMO Consumer Information section. Within this section, you'll be able to learn about credit counseling agencies and how an agency can help assist you with budget counseling, financial education and debt management programs. A credit counseling agency can be a great source that could help expand your financial knowledge, modify your budgeting skills as well as create a debt management program that could eliminate your unsecured debts and financial stress. Most credit counseling agencies are national agencies that have certified credit counselors that are dedicated to providing the highest level of quality service while protecting your interest. When contracting with an agency, make sure that they are licensed in your state to provide a debt management program. Not all agencies are licensed in every state and not all states require a license. Please take a moment and review the informational links below.  American Association of Debt Management Organizations
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